- Stated Income Mortgage Information

Stated income loans from URL allow Iowa residents who are self employed or do not have documentation of earned wages to state a wage and qualify for a mortgage based on that stated income. We are able to sit down with you and help you calculate what the correct amount to state as your income would be and from there to start the application process. The advantages to a stated income loan are that the borrower does not need to verify income and approval is generally faster than with traditional loans. The disadvantages to this type of loan are that interest rates are often higher and the down payment required for the loan is also typically higher than with traditional loans. To find out more about stated income loan programs and for help calculating your stated income contact us today by calling or filling out a quick application.

What is Stated Income?
Stated Income Mortgage Information
Sub Prime Loan Information

- Welcome to IA Mortgage .com

IA Mortgage .com offers all the information you need to help you in obtaining a home loan or mortgage in the state of IA. IA Mortgage .com is locally owned and operated to ensure you a friendly and hospitable environment, therefore IA Mortgage .com is IA's professional mortgage broker of choice. We are also licensed to provide IA mortgages and home loans, IA jumbo loans, stated income and self employed in IA, IA second mortgages and IA refinance loans, IA fixed rate mortgages, IA Debt Consolidation loans, and home mortgage loans in IA.

- We Enjoy Helping First Time Home Buyers

Some of the most fulfilling and best programs that IA Mortgage .com has to offer new and current Iowa residents are our first time home buyer loan programs. We offer these programs to help everyone from borrowers with modest or low incomes to new executives wanting a permanent home in the big city make a substantial down payment on their first home in Iowa or to assist them in paying the related closing costs on a mortgage. These programs can make attaining a mortgage more financially reasonable for many first time home buyers. There are even programs specifically for residents of Iowa that provide governmental help or support along with help from IA Mortgage .com. Although you may not know this, first time homebuyers often can include those who have not owned a home for the past three years or sometimes just within the past 12 months even if you have owned a home in the past but you should check with a home loan representative at IA Mortgage .com to determine which first time Iowa homebuyer and governmental programs you qualify for.

More First Time Home Buyer Information

- Real Estate for IA

At IA Mortgage .com we offer mortgage and real estate in these areas listed, we work for the whole state of IA, so if the area you are searching for is not on the list below then call one of our mortgage and real estate experts at IA Mortgage .com for more information.

Des Moines Real Estate
Waukee Real Estate
Johnston Real Estate
Indianola Real Estate
West Des Moines Real Estate
Clive Real Estate
Windsor Heights Real Estate
Adel Real Estate
Ames Real Estate
Cedar Rapids Real Estate
Pleasant Hill Real Estate
Altoona Real Estate
Sioux City Real Estate