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- IA Commercial Loans - Underwriting Guidelines
Commercial financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria our mortgage brokers at IA Mortgage .com look for in commercial loan packages. First we complete a financial analysis. This analysis includes an evaluation of the debt coverage ratio. The DCR is your monthly debt compared to your monthly income. Second we will look at your credit worthiness. This portion of the analysis will look at past financial records for the business and may include personal financial history in certain cases. Finally the condition of the property is examined. All of the above factors will influence your commercial loan. Our brokers will walk you through every step. Contact our brokers for more information on commercial loans in Iowa.
 What is a Commercial Loan?
Types of Commercial Loans
Commercial Underwriting Guidelines
- Welcome to IA Mortgage .com
IA Mortgage .com offers all the information you need to help you in obtaining a home loan or mortgage in the state of IA. IA Mortgage .com is locally owned and operated to ensure you a friendly and hospitable environment, therefore IA Mortgage .com is IA's professional mortgage broker of choice. We are also licensed to provide IA mortgages and home loans, IA jumbo loans, stated income and self employed in IA, IA second mortgages and IA refinance loans, IA fixed rate mortgages, IA Debt Consolidation loans, and home mortgage loans in IA.
- We Enjoy Helping First Time Home Buyers
Some of the most fulfilling and best programs that IA Mortgage .com has to offer new and current Iowa residents are our first time home buyer loan programs. We offer these programs to help everyone from borrowers with modest or low incomes to new executives wanting a permanent home in the big city make a substantial down payment on their first home in Iowa or to assist them in paying the related closing costs on a mortgage. These programs can make attaining a mortgage more financially reasonable for many first time home buyers. There are even programs specifically for residents of Iowa that provide governmental help or support along with help from IA Mortgage .com. Although you may not know this, first time homebuyers often can include those who have not owned a home for the past three years or sometimes just within the past 12 months even if you have owned a home in the past but you should check with a home loan representative at IA Mortgage .com to determine which first time Iowa homebuyer and governmental programs you qualify for.
More First Time Home Buyer Information
- Real Estate for IA
At IA Mortgage .com we offer mortgage and real estate in these areas listed, we work for the whole state of IA, so if the area you are searching for is not on the list below then call one of our mortgage and real estate experts at IA Mortgage .com for more information.
Des Moines Real Estate
Waukee Real Estate
Johnston Real Estate
Indianola Real Estate
West Des Moines Real Estate
Clive Real Estate
Windsor Heights Real Estate
Adel Real Estate
Ames Real Estate
Cedar Rapids Real Estate
Pleasant Hill Real Estate
Altoona Real Estate
Sioux City Real Estate
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